Calculate your take-home pay in California with accurate progressive state income tax and SDI withholding. Updated for tax year 2026.
2026 Tax Year
Enter your salary to see your estimated take-home pay
California has one of the most progressive state income tax systems in the U.S., with rates ranging from 1% to 13.3%. Your withholding depends on your taxable wages and filing status, so higher earners pay a higher marginal rate on the top portion of their income.
In addition to state income tax, California employees also pay State Disability Insurance (SDI). For 2026, SDI is 1.1% on wages up to roughly $153,164. This extra payroll deduction is unique compared with states that do not withhold state disability premiums through payroll.
California does not have city or county income taxes, which keeps local withholding simpler than states like New York. Even so, total withholding can still be substantial when federal, FICA, state income tax, and SDI are combined.
| Taxable Income | Tax Rate |
|---|---|
| $0 – $10,756 | 1.00% |
| $10,756 – $25,499 | 2.00% |
| $25,499 – $40,245 | 4.00% |
| $40,245 – $55,866 | 6.00% |
| $55,866 – $70,612 | 8.00% |
| $70,612 – $360,659 | 9.30% |
| $360,659 – $432,790 | 10.30% |
| $432,790 – $721,318 | 11.30% |
| $721,318 – $1,000,000 | 12.30% |
| $1,000,000+ | 13.30% |
California SDI is withheld at 1.1% up to the annual wage base (~$153,164 for 2026). Employer-paid items like state unemployment insurance (SUI) generally do not come out of employee paychecks. California has no local income taxes for payroll withholding.
In addition to California state taxes, your California paycheck is subject to federal taxes:
State tax rates and brackets sourced from:
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