Kentucky Paycheck Calculator 2026

Calculate your take-home pay in Kentucky with 4% flat state income tax and local occupational tax notes. Updated for tax year 2026.

Salary Calculator

2026 Tax Year

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Enter your salary to see your estimated take-home pay

How Kentucky Taxes Affect Your Paycheck

Kentucky uses a flat 4% state income tax rate for 2026.

The biggest local factor is occupational taxes in many cities/counties (for example, Louisville around 2.2%).

This example shows state withholding only; local occupational taxes can reduce take-home pay further.

Kentucky Income Tax Brackets (2026)

Taxable IncomeTax Rate
All taxable income4.00%

Other Kentucky Payroll Taxes

Kentucky does not have a statewide employee SDI payroll tax. State unemployment taxes are generally employer-paid, but local occupational taxes are common.

Federal Taxes That Apply in Kentucky

In addition to Kentucky state taxes, your Kentucky paycheck is subject to federal taxes:

  • Federal Income Tax: 10% to 37% based on your income and filing status
  • Social Security Tax: 6.2% on income up to $176,100 (2026)
  • Medicare Tax: 1.45% on all income, plus 0.9% additional Medicare tax on income over $200,000

Tax Data Sources

State tax rates and brackets sourced from:

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