Massachusetts Paycheck Calculator 2026

Flat 5% state income tax

Use this free Massachusetts paycheck calculator to estimate your 2026 take-home pay after federal tax, FICA, and state withholding.

How Massachusetts Taxes Affect Your Paycheck

Massachusetts uses a flat 5% income tax for most wage income, reduced from 5.2% in prior years.

A separate 4% surtax applies to taxable income above $1 million, which mainly affects high-income households and usually does not impact typical payroll withholding at moderate salaries.

There are no local city wage income taxes in Massachusetts, so paycheck calculations are usually federal taxes, FICA, and flat state withholding.

Massachusetts Income Tax Brackets (2026)

Other Massachusetts Payroll Taxes

Massachusetts does not have a separate employee-paid state disability insurance tax like California SDI. Most variance comes from federal withholding elections and pre-tax deductions.

Federal Payroll Taxes Still Apply

No matter which state you live in, paychecks include federal income tax withholding plus FICA taxes. For most workers in 2026, FICA equals 6.2% Social Security (up to the wage base) and 1.45% Medicare on all wages.

Higher earners may also pay Additional Medicare Tax (0.9%) above the federal threshold. This page's example uses standard single-filer assumptions for a quick benchmark.

$75,000 Salary Example (Massachusetts, Single Filer, 2026)

Tax Data Sources

• Massachusetts Department of Revenue
• Internal Revenue Service (IRS)