My Paycheck Calculator app icon

Know Exactly What You'll Take Home

My Paycheck Calculator shows your real take-home pay down to the penny — federal, state, and local taxes, FICA, retirement contributions, and stock compensation for all 50 states.

4.7 on the App Store

Free to download · No account required · Your data stays on your device

Annual take-home pay of $66,650 with a breakdown of gross income, taxes, and retirement
Full paycheck breakdown
Bi-weekly paycheck for Denver, Colorado showing $2,563 take-home pay with local taxes applied
State & local taxes
Side-by-side comparison of New York and Austin, Texas paychecks
Compare cities & states
Visual tax bracket bars showing federal, state, Medicare, and Social Security brackets
See your tax brackets
2026 tax refund estimate of $3,470 broken down by federal, state, and local taxes
Estimate your refund
Retirement projection chart showing 401(k) growth over 25 years
Plan for retirement

All 50 states + local taxes

Accurate federal, state, and city tax rates for every state and DC, for tax years 2021 through 2026.

Every kind of income

Salary, hourly, overtime, bonuses, commission, tips, and RSUs or stock options with sell-to-cover estimates.

Retirement & deductions

Model 401(k) contributions and other pre-tax deductions and see exactly how they change your paycheck.

Private by design

No account, no sign-up. Your numbers are calculated and stored on your device.

Get Your Real Take-Home Pay

iPhone & iPad (iOS 17+) · Android